If Irma Damaged 19 Year Old Roof

Cincinatti insurance company sent an adjuster out and said there is no damage to my roof but i have a section of shingles about 4 x 4 area that the wind has pulled away from the roof.

If irma damaged 19 year old roof.

That said the roof is 11 years old same age as the house. Roofs that are older than 20 years will normally show signs of deterioration but finding out the extent of any needed repairs saves you a lot of trouble. Hello i am a homeowner who has an old roof that is about 17 years old. So should i pay for the roof or should i file insurance to have it fixed.

This means the actual cash value minus your deductible amount minus the depreciation cost according to the age of your roof. If your policy is for acv your insurance company will pay the actual cash value of your roof at the time of a covered loss. It is certainly possible that a tile roof could last 40 years. The roof is a 20 year composition which according to our inspector means it will probably have a life of 15 years.

Every 2 3 years after they are 10 years old. I have hail damage and my roof is 20 years old. Firstly you need to have your roof inspected for any damage leaks or signs of deterioration your inspector will tell you about the issues that you need to address. Under normal conditions if the replacement cost of a roof is 15 000 the standard lifetime of a roof is 15 years and the age at loss is 10 years old the depreciated value would be 5 000.

It s in a perfectly adequate shape right now. The walters family home in northwest fort lauderdale has a roof over it once again after damages from hurricane irma three years ago. Every 2 3 years after they are 10 years old. There are some loose shingles but nothing to really worry about says our inspector.

When a major storm is coming document the roof s condition before and after. My personal home has a tile roof and it went 32 years before needing to be replaced. Wood shingles and shakes. Generally the older your roof the higher the amount depreciated or not covered under your policy.

Any advice would be very helpful. Yearly once the roof is 5 years old. We foolishly spent as much in maintenance and repairs over the last few years of the original roof s life as we did on a new tile roof. Migdalia alica and her daughter 19 year old caitlyn woke up sunday morning to hurricane irma s howling winds outside their townhome in wellington s french quarter and decided to make the.

Their daughter is a graduating college student. Clay and concrete tiles.